Loan with guarantee of property in Finance Lambert

Loan with guarantee of property in Finance Lambert

In Brazil, many people turn to credit lines to pay off debts, invest in a business of their own, or even do home remodeling. One of the best options that exists in the market is the loan with property guarantee at Finance Lambert, popularly known as mortgage and real estate refinancing.

Although not widely used in Brazil, mortgages are one of the best credit lines that exist, because through the guarantees offered by the contractors, institutions are able to apply lower rates than those applied to other types of loans, such as credit for example. Because of this, before you order a product it is important to look at the options.

Understand how mortgage works

Understand how mortgage works

In this type of line of credit, as the name itself suggests, it is a transaction where the contractor of the product offers a property as a form of guarantee of the payment of the debt. Because of this, many people end up having a certain fear regarding the discharge of the financing, because in cases it is not paid, the financial company takes the property for the reduction of the plots.

However, what these people are unaware of is that in real estate refinancing there are many advantages and benefits applied in installment, which facilitates at the time of payment of each installment of the loan. One of the main advantages of the loan with guarantee of property in Finance Lambert are the low interest rates.

Thanks to the property used as collateral, the institution is able to release a greater amount of credit to the applicant, in addition to being able to extend the term of the installment, which can last for several years, with the addition of very low interest rates. This product is a great option for anyone who owns one or more properties.

In mortgage, it is possible to involve both a residence and a commercial property in the negotiation, all that is necessary for the real estate refinancing is the documentation that proves that that construction belongs to the applicant and is in full conditions of use.

Advantages of the loan with guarantee of property in Finance Lambert

Advantages of the loan with guarantee of property in Finance Lambert

Lambert is a financial company that has been operating in the market for more than 40 years, operating in two thousand municipalities in the country with more than 16 thousand partner stores of the institution, in addition to its own branches spread in 61 cities in Brazil. Because of this, applying for a loan at the company is synonymous with security and assurance that there will be no fraud.

Through the website of the institution, it is possible to simulate all the contracting of the loan and even locate a nearest agency to carry out the real estate refinancing. It is also possible to find all the list of documents required to finalize the contract and obtain the credit with the company.

Through the loan with guarantee of property in Finance Lambert, the client can obtain large amounts of credit to be used in accordance with the interests of the applicant, ie it is possible to use the money for a reform in the residence, opening of an establishment and even paying down debts, arranging the financial life of the contractor.